Overflow is a faith-driven fintech company that allows giving both cash and non-cash assets, including stock, crypto, DAFs, and cash donations.

Overflow's Information Security Program is SOC 2 Type 2 compliant and follows strict criteria set forth by the SOC 2 Framework, a widely respected information security auditing procedure. Overflow does not have access to nor stores any brokerage account login information. For security and data privacy measures, Overflow uses Yodlee, a third-party provider, to handle the brokerage account login process. Over 600 companies including PayPal, Mint, and Amazon use Yodlee to connect their clients’ accounts.

- Choose how you'd like to give (Stocks, Crypto, DAFs, etc.)

- At the top of the giving screen that appears after you choose how you'd like to give, note the toggle buttons to give "One Time" or give "Recurring"

- Select "Recurring" and then enter the amount you'd like to tithe

- Select how often you'd like to give

- Choose your Start Date for Recurring Giving

- Click "Next," select your campus, and choose "Tithes" as your Fund

- At the bottom of the page, enter your phone number to receive a verification code, which will allow you to continue moving forward in the process

- Fill in your payment information and submit

If you’ve previously logged into your account:

1. Go to Overflow.co

2. Enter your username and password.

3. Click Log In.

4. Under Account Info (top right corner), click Giving History.

If you’ve never logged in before, click Create Account and follow the prompts to set up online access.

Cryptocurrencies that are compliant and accepted within the United States are available to give through Overflow's crypto donation processing platform.

You can give any publicly-traded stock that is exchanged on the US stock market.

Giving Appreciated Stock

Donating stock that has increased in value and that you’ve held for over a year can help you avoid up to 20% in capital gains taxes and may also allow you to deduct the full value of your gift—potentially saving you up to 37% in federal income taxes, depending on your tax bracket and if you itemize deductions.

Giving Company Stock Outside the Trading Window

If you received company-issued stock as an employee and the trading window is currently closed, your brokerage will likely reject the transfer request. We recommend asking your company for the trading window schedule and planning your donation during one of those periods, which are typically open quarterly for three to four weeks.

About Donor Advised Funds (DAFs)

Donor Advised Funds are a great way to make your generosity go further. It’s a special kind of giving account that lets you donate money, receive an immediate tax deduction, and then decide over time which charities you want to support. The funds can even grow tax-free while you consider where to give and can be given at any time.

What Are The Benefits Of Giving via a DAF?

The biggest benefit of a DAF is that you can make a donation now—receive the tax deduction right away—and take your time deciding how you want that gift to be used. Once the donation is made, it’s permanent, but the funds can continue to grow tax-free in the DAF via investment while the decision is being contemplated.

Overflow is able to process whole shares of publicly-traded stock—including from 401(k)s and IRAs. However, since taking funds from these accounts before a certain age can lead to penalties or reduced tax benefits, we strongly encourage you to talk with your tax advisor before giving through these types of assets. In some cases, giving from a 401(k) or IRA could result in fewer advantages than simply giving cash.

Once you’ve set up your recurring giving in Overflow, you’ll need to cancel your recurring gift in PushPay. Here’s how:

1. Log in to PushPay.

2. Look for the section titled Recurring Gifts or Scheduled Gifts. Select the gift you'd like to update.

3. Click Actions above the gift you wish to cancel & click Cancel Schedule.

4. Click Yes, Cancel on the popup.

5. You will receive a confirmation message about the cancellation and then the gift details will show as uneditable.